305 M ANAJE M E N RE SIKO // Risk Management berkomitmen mengirimkan muatan secara the delivery of cargo to customers in a safe and tepat waktu dan aman kepada pelanggan. timely manner. Timely delivery of cargo Pengiriman tepat waktu bergantung pada depends on factors beyond ABM’s control, faktor-faktor di luar kendali ABM, termasuk including, approval by relevant authorities, persetujuan lembaga berwenang, serta as well as roads and infrastructure problems. persoalan jalan dan infrastruktur. Setiap Any failure to comply with the agreed kegagalan dalam memenuhi jadwal yang schedule, or losses or damages to the cargo, disepakati, atau kehilangan atau kerusakan may lead to lawsuits filed by customers. This muatan, dapat menimbulkan tuntutan hukum may result in a material and adverse effect on dari pelanggan. Ini dapat berpengaruh negatif ABM’s operations, financial condition, secara material terhadap kegiatan operasional, operational results and business prospects. kondisi keuangan, hasil usaha, dan prospek usaha ABM. ABM memitigasi risiko ini dengan menetapkan ABM mitigates this risk by determining a program asuransi khusus untuk menutupi special insurance program to cover potential kerugian akibat risiko tersebut. losses from this type of risk. KEGIATAN MANAJEMEN RISIKO DI 2015 RISK MANAGEMENT ACTIVITIES IN 2015 Kegiatan manajemen risiko di ABM dilaksanakan Risk management activities are carried out by oleh Departemen ERM bersama dengan setiap RMU ABM’s ERM Department together with the RMU in di anak-anak perusahaan. Untuk meningkatkan each of ABM subsidiaries. To improve the quality kualitas penerapan manajemen risiko di ABM, of risk management in ABM, the ERM Department Departemen ERM rutin menyelenggarakan regularly organizes training and workshops as pelatihan dan lokakarya serta memberikan well as provides guidance to each function. The pengarahan ke setiap fungsi. Departemen ERM juga ERM Department also ensures that the ability of memastikan kemampuan anak-anak perusahaan ABM and subsidiaries continues to increase in dan ABM terus meningkat dalam mengantisipasi anticipating and mitigating risks that may affect dan memitigasi risiko yang dapat berdampak the Company in one or more aspects. terhadap satu atau banyak aspek yang ada di Perusahaan. Kegiatan Manajemen Resiko ABM: ABM Risk Management Activities: • Maret: Mendefinisikan kembali kriteria dan • March: Defining ABM Group Risk Criteria and selera resiko grup ABM 2015-2020: Keuangan, Appetite 2015-2020: Financial, Reputation, Reputasi, Hukum, Gangguan Usaha Legal, Business Interruption • 2 Maret: Rapat Tahunan Manajemen Resiko • 2 March: Annual ERM Meeting “Designing mengenai “Designing and Defining Risk and Defining Risk Appetite - A Continuous Appetite - A Continuous Improvement Process”, Improvement Process”, by Antonius Alijoyo oleh Antonius Alijoyo • 30 Juni: Sharing Session bersama Jasa • 30 June: Sharing Session with Jasa Raharja Raharja dengan topik “Legal and Regulation with topic “Legal and Regulation Risk Risk Management”, oleh Indra Safitri sebagai Management”, by Indah Safitri as external pembicara eksternal speaker • 29 Oktober: Lokakarya “Enterprise Risk • 29 October: Workshop “Enterprise Risk Management Fundamental (refreshment)”, oleh Management Fundamental (refreshment)”, by Isma Noor Felayuhdan Isma Noor Felayuhdan • September- Desember: Melakukan evaluasi • September- December: Evaluation Alignment dan penyelarasan atas strategi grup ABM of ABM Group strategic 2016-2020 to Risk 2016-2020 dalam hal Manajemen Resiko Management • 2 Desember: Lokakarya dengan topik “Key • 2 December: Workshop with topic “Key Risks Risks Indicators”, oleh Bernado Agustono M. Indicators”, by Bernado Agustono M. • 11 Desember: Lokakarya mengenai “Integrated • 11 December: Workshop with topic “Integrated